The effect of the information disclosure in the propensity of credit buying

Resumo

The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the respondents. It was conducted an experiment with 3 scenarios for the disclosure of the condition in buying on credit. From the results presented through the tests it was shown that the greater the amount of information the greater propensity of consumption on credit. It was proved that the higher the level of debt literacy the lower the propensity to consume on credit.

Ficha do documento

Tipo

Outro

Ano

2014

Instituição

Centro de Estudos em Finanças (GVcef)

Fonte

Repositório da FGV

Idioma

Inglês

Acesso

Acesso aberto

Identificador

oai:repositorio.fgv.br:10438/18824

Temas

EconomiaEducação

Palavras-chave

Propensity on credit buyingDisclosure informationDebt literacyEconomiaCrédito direto ao consumidorDivulgação de informaçõesEducação financeiraComportamento do consumidor