Do women use microcredit resources better? Evidence for Brazil

Resumo

The objective of this study is to verify whether productive microcredit resources are better used by women in terms of employability, using data from a Brazilian microcredit program. We analyze the differential impact both on overall employment generation and on female employment according to the entrepreneur’s gender, using dose-response models (with propensity score matching and continuous treatment). In addition, we consider the differential cost of loans for these groups, culminating in a cost-effectiveness analysis. We show that loans for women are a more effective choice compared to loans for men, especially for increasing female employability. The results were significant and corroborate the findings in empirical literature. They were the basis for the creation of a microcredit line targeting women in Brazil.

Ficha do documento

Tipo

Artigo científico

Ano

2021

Instituição

Escola Nacional de Administração Pública - Enap

Fonte

Revista do Serviço Público

Idioma

Inglês

Acesso

Não informado

Identificador

oai:ojs.pkp.sfu.ca:article/5617

Licença

http://creativecommons.org/licenses/by-nc-sa/4.0

Palavras-chave

microcrédito para mulheresanálise de impactoanálise custo-efetividadeempreendedorismo femininoAmérica LatinaBrasilmicrocredit for womenimpact analysiscost-effectiveness analysiswomen entrepreneurshipLatin AmericaBrazil