Social business and affordable housinga new frontier of financialized capital?

Resumo

This paper explores the entanglement between social business and affordable housing. It analyzes companies that are looking for resources in the financial market to finance housing solutions for low-income families, viewing housing as a business "opportunity". It reviews the literature and brings criticisms against the implementation of this agenda, showing its intertwinement with families’ indebtedness in a “neoliberalism from below”. It describes the strategies of a company that created the first social impact bond in Brazil to offer credit at lower interest rates to poor families so that they can renovate their homes. Finally, the paper concludes that the motivation was entrepreneurial, not the construction of a policy nor the public interest, even though it has urban impacts and impacts on families’ indebtedness, which must still be considered.

Ficha do documento

Tipo

Artigo científico

Ano

2020

Instituição

Pontifícia Universidade Católica de São Paulo

Fonte

Cadernos Metrópole

Idioma

Português

Acesso

Não informado

DOI

10.1590/2236-9996.2020-4902

Identificador

oai:ojs.revistas.pucsp.br:article/47419

Temas

Planejamento Urbano

Palavras-chave

negócios de impactotítulos de impacto socialhabitação de interesse socialsocial businesssocial impact bondsaffordable housing