A regulação do open finance e sua interseção com a proteção de dados pessoais

Resumo

This study intends to address the impacts of personal data security of bank customers in open finance. Therefore, it adopts a bibliographic research methodology, with predominantly studies developed by the Brazilian Central Bank and published articles related to the topic, comparing between legal framework regarding personal data security and regulating this ecosystem, as well as an immersion in its categorization and operationalization. From this scope, potential menaces have been identified and classified as exogeneous and endogenous risks. Based on the compatibility between personal data security and its classification via open finance, as well as achieving the desired objectives by aforementioned ecosystem, it’s recommended that a set of best practices, composed of measures to mitigate the mapped risks, is to be adopted by the participating institutions.

Ficha do documento

Tipo

Dissertação

Ano

2023

Instituição

Fundação Getulio Vargas

Fonte

Repositório da FGV

Idioma

Português

Acesso

Acesso aberto

Identificador

oai:repositorio.fgv.br:10438/34875

Temas

Desenvolvimento EconômicoDados

Palavras-chave

Proteção de dados pessoaisLGPDCompartilhamento de dadosConsentimentoPersonal data protectionOpen financeData sharingConsentDireitoLei Geral de Proteção de Dados Pessoais (LGPD)Indústria de serviços financeiros - Inovações tecnológicasCompartilhamentoConsentimento (Direito)