Uma análise da composição da renda da população urbana segundo diferentes fontes com ênfase na renda previdenciária no período 1992-2002

Resumo

The social security policies can be described as a set of actions that aim to cover the eventual loss of the working capacity. In general, the public systems intend to cover a basic portion of the income, without the intention of keeping the total purchasing power. It is usually left to the complementary funds to fulfill this function. In Brazil, the history of the complementary funds is relatively recent: the law that regulated these funds for the first time (Law 6.435) was approved in 1977. In the past, individuals with higher income used alternative strategies for the maintenance of their purchasing power. Familiar investments in property and businesses were the most common options, since the stock market was very incipient. More recently it is already possible to notice the weight of the private pension funds (open and closed) in the income of the aged Brazilians. This work has as objective the analysis of the urban population disaggregated by sex, groups of age and schooling of the head of the domicile, in the period 1992-2002 according to the different sources of income. Another objective is to calculate the relative weight of each one of these income sources in the individual budget, as well as its evolution in the last decade and along the life cycle. Special emphasis is placed on the income received from social security: when the most aged population is focused, the analysis of the different strategies used (or not) by the individuals to equalize the income along the life cycle points to the fact that between the alternatives, the most efficient ones seem to be the accumulation with the work and or the existence of a complementary fund. The used data are from different PNADs along the time period 1992-2002.

Ficha do documento

Tipo

Estudo

Ano

2005

Instituição

Instituto de Pesquisa Econômica Aplicada (Ipea)

Fonte

Repositório do Ipea

Idioma

Português

Acesso

Acesso aberto

Identificador

oai:repositorio.ipea.gov.br:11058/2070

Licença

Licença Comum

Abrangência

Brasil; 1992-2002

Palavras-chave

Renda previdenciáriaRenda básicaCiclo de vidaPrevidência complementarPopulação urbanaPopulação idosa