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Estudo

Sistemas de amortização no regime de juros simplesuma metodologia geral

Lachtermacher, Gerson; Faro, Clovis de

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Resumo

In the Brazilian Houzing Financing System (SFH), the amortization schemes that are usually employed are Constant Payments, which in Brazil is known as Tabela Price, Constant Amortization, and, more recently, Crescent Amortization (SACRE), which was introduced by Caixa Econômica Federal (CEF). However, as they are based on compound interest, it has been recurrently judicially determined to be substituted by corresponding systems based on simple interest. Taking into account these judicial decisions, it is developed a general methodology that allows, in each case, the corresponding numerical determination of the evolution of the financial plan.

Ficha do documento

Tipo
Estudo
Ano
2022
Instituição
Escola de Pós-Graduação em Economia da FGV
Idioma
Português
Acesso
Não informado
Identificador
oai:repositorio.fgv.br:10438/33267

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