Existe relação positiva entre educação financeira e o bem-estar financeiro? um enfoque na importância da educação financeira para os futuros idosos

Resumo

This work was prepared based on the central hypothesis that financial education, whether through specific courses, life experience or professional experience with the subject, would positively influence the financial well-being index, measured through the Financial Health Index of the Brasileiro, created by the Brazilian Federation of Banks. The focus of the research were adults aged between 20 and up to 60 years. The world has been experiencing an increase in the longevity indicator for some years now. In the case of Brazil, the World Health Organization points out that the elderly population will triple by 2050, reaching 50% of the Brazilian population. The general objective of this work is to explore with the adult target audience, potential seniors by 2050, whether there are positive impacts on the Brazilian Financial Health Index, arising from the knowledge acquired in financial education. Therefore, this study sought to identify and correlate independent variables with the potential to contribute positively to the Index and, for this purpose, elaborated additional questions to the standard questionnaire of the Brazilian Federation of Banks. The methodology used was quantitative research, whose data collection occurred from sending the link to the online questionnaire. Respondents answered 32 questions covering sociodemographic aspects and the test to obtain the Brazilian Financial Health Index. As a result, the confirmation of the hypothesis of positive correlation in the index for those who had knowledge in financial education stands out, whose average scores of the respondents were 27% above those who had no knowledge on the subject.

Ficha do documento

Tipo

Dissertação

Ano

2023

Instituição

Fundação Getulio Vargas

Fonte

Repositório da FGV

Idioma

Português

Acesso

Acesso aberto

Identificador

oai:repositorio.fgv.br:10438/33598

Temas

EducaçãoSaúde

Palavras-chave

Financial educationFinancial well-beingFinancial health and longevity indexEducação financeiraBem-estar financeiroÍndice de saúde financeira e longevidadeAdministração de empresasFinanças - Aspectos sociaisFinanças comportamentaisEnvelhecimentoLongevidade