Crises bancáriasaplicação dos aprendizados na prática para a teoria

Resumo

The present paper has the objective of adapt a model of financial intermediation, including in it key elements that drive this sector to a crisis like it was observed in the real world. Were evaluated the most relevant failure point in the relationship of the financial system in the moments that preceded the 2008s crisis, looking for information distortions that could take to a financial crisis. After that, it was presented a theoretical model which defines the equilibrium conditions of the financial system and then presented some applications of the deviations observed in reality to create an operation system that modifies this equilibrium taking it to grow the number of projects that are financed based on an increase of the moral hazard and also the risk of failure of these projects. In the end it was presented methodologies to mitigate the risks of crisis like the one experienced in the last few years.

Ficha do documento

Tipo

Dissertação

Ano

2017

Instituição

Fundação Getulio Vargas

Fonte

Repositório da FGV

Idioma

Português

Acesso

Não informado

Identificador

oai:repositorio.fgv.br:10438/18772

Temas

Economia

Palavras-chave

Financial crisisModel of equilibriumMoral hazardInformationChanges in behaviorCrise financeiraModelo de equilíbrioRisco moralInformaçãoMudanças de comportamentoEconomiaPolítica monetáriaPolítica econômicaTempo e reações econômicasMacroeconomia